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Insurance industry under the application of blockchain Technology

2020-12-06 09:42:46 osc_ h008x2zb

In recent years , big data 、 Artificial intelligence 、 Blockchain 、 The Internet of things 、 Cloud computing 、 Biotechnology 、5G、 And other emerging technologies are developing more and more rapidly . The insurance industry has also begun to use blockchain technology to gradually transform to digital , The disadvantages of improving the existing business .
Because the nature of the insurance industry is risk trading , It has the property of serving the real economy , There are many individuals involved in the insurance business , It's time to open up 、 Connect each individual in a credible way , It also reflects the characteristics of blockchain .
The impact of blockchain on the future insurance industry mainly includes :
1. Improve the situation of data island in the industry
The blockchain cooperates with and connects each participant , Promoting the opening of insurance 、 Promoting fragmentation 、 Scenario based new insurance product development and service extension , In order to improve customer satisfaction and risk control management ability of insurance institutions ;
2. Intelligent and convenient
Reduce repeated entry of the same information , Reduce cross industry 、 Cross agency communication and validation , Improve business efficiency
3. Blockchain promotes mutual trust in insurance
Each node has multi-dimensional cross validation , Reduce the risk of insurance fraud , Improve insurance trust ;
4. Blockchain makes insurance inclusive
Through the characteristics of blockchain technology and the operation of smart contracts 、 Automate critical processes 、 Reduce operating costs 、 Strive to build inclusive insurance









 

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